Sunday, June 26, 2011

Did We Just Buy a House?

I know I've been kind of MIA lately, but I have a good reason....

We are in the process of buying a house!!

It's actually kind of a crazy story as to how it all came about so I figured I would share it here.

A few months ago, we found out we were being sent to Fort Campbell as our next duty station. We were thrilled with this because we've heard lots of great things about Fort Campbell and the surrounding area.

So as the move approached (we're moving at the end of July), we started discussing whether to rent or buy a home. In the past, we've always just rented because we really didn't even think of buying as an option for us. In my mind, buying a house was something we would do when we got out of the Army.

But as we started looking into options in the Clarksville area (the town outside of Fort Campbell), our views on buying started to change. The idea of purchasing a home still scared the bejeezus out of us, but there were too many advantages to it for us to not at least consider the idea.

I decided to book a trip to fly out to Tennessee with my mom and attempt to find a home (my husband couldn't get away from work). My mind was still pretty much set on finding a rental, but we went ahead and got pre-approved for a loan just in case we decided to buy.

The trip to Tennessee was this past Monday and Tuesday and we looked at a whole bunch of rental homes on the first day. About half of the rentals were immediately ruled out when we toured them because they were just disgusting/dirty/unlivable. We did find two rentals that would have worked for us, but one of them was already rented out (to someone else) by that evening and the other was located really, really far from Post.

At this point, I started to revisit the idea of buying. We were down to only one viable rental option and it was located super far away from where we wanted to be. It was also really expensive. Rental homes in Clarksville are in high demand so they charge a hefty premium for them. I just couldn't stomach the thought of how much money we'd be putting into a house that wasn't even ours.

On the second day, I asked our realtor to show us some houses in a price range that we were comfortable with just to see what we could get. That was the beginning of the end. :)

We looked at a couple of houses for sale on the second day, but still nothing was really jumping out at me. I was determined that if I was going to purchase a home it had to really WOW me. I wasn't going to settle just because I was desperate.

That is, until I found the house.

The moment I saw this house, even just from the outside, I felt like it was home.
It felt warm and comforting inside and it had a lot of the features that were important to us.

Possibly my favorite part of the house is the ginormous backyard with a lovely deck and tons of trees. I could see us throwing a party out here and having a blast with our friends.

The master bedroom could use a paint job and it's smaller than we're used to, but I know we'll make it work.

Now here's a shocker...the kitchen isn't perfect, but somehow I still love it.

The cabinets are a lighter stain than I like. It's not an open floor plan. There aren't a ton of cabinets or counterspace. The pantry is smaller than I'd prefer. The appliances are old and need to be replaced. The backsplash is boring white. Etc, etc, etc.
I thought the kitchen would be the thing I would be the most picky about, since I do spend so much time in it. But, surprisingly, those things didn't deter me. Instead of looking at those things as a negative, I saw them as potential. We can improve those things ourselves and potentially increase our resale value.

(Sidenote: I think my expectations for kitchens were also too high. I was sorely disappointed with almost every kitchen I saw, so this one seemed like a huge step up! I don't know why, but it seems like people don't put the same importance on kitchens in this area as they do in other parts of the country. Most of them were TINY and I simply can't work in a tiny kitchen. )

After we finished touring the house, I knew I wanted to put an offer in right away. Coming from the Queen of Indecisiveness, this was huge.

I still had to convince my husband, who was back in Arizona and still thinking that we were going to rent. Luckily, once I talked to him over the phone and told him to look at photos online, he (somewhat reluctantly) agreed that we should put in an offer. Poor guy was probably blindsided by the whole ordeal!

So we did. That same day we put in a offer. Talk about a whirlwind!!

We received a counteroffer by that same night from the seller, slept on it, put in our own final counteroffer, and then waited and prayed that things would work out.

As I was about to step on the plane to head home I got a call from our realtor letting me know that they accepted our counteroffer (!!!!).

So that's pretty much where things stand as of now. We're awaiting our inspection next week to see how that goes, but we're hopeful that it will come back without any major issues.

I have lots to say on the subject of buying a home, but this post is long enough already so I'll leave it like it is for now.

I never expected this to happen in such a whirlwind so it's been a bit of an emotional journey thus far, but I'm confident that things will work out the way they're supposed to.

If it's meant to be, it will be!

4 comments:

  1. Congratulations! You will love being homeowners!

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  2. Congrats - that house looks amazing!

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  3. LOVE IT! I'm excited for you to have a "home"!

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  4. I do not think she is competing more like waiting for my loan to fall through so she can buy it. I would rather her cosign for us so we could get a better deal. I don't want to rent the house from her.

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